Is CPT 97110 overcharged?

97110: Therapeutic exercise, each 15 minutes (Physical therapy)

Approximate Medicare national rate

$29.06

Source: CMS Physician Fee Schedule CY2026, Oct release (national, non-facility). National amount; actual Medicare payment varies by locality. Facility-setting physician rate: $29.06 (hospital facility fee billed separately).

What's a reasonable charge?

Commercial insurers typically pay roughly 1.5 to 2.5 times Medicare. If you were billed more than $87.18 for 97110, ask for an itemized bill, request the provider's cash price, and dispute the difference.

Check your whole bill

Duplicates and unbundling are often worth more than a single high price. Scan your bill free